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Hawthorne Real Estate and Homes for Sale

Search for homes in Hawthorne CA

Tips for Hawthorne Home Buyers

If you’re looking to buy a home in Hawthorne Ca and have questions about the process, you’ve come to the right place.  We hope that our first time home buyer information and tips are helpful in making the home buying process easier. While it’s important for any buyer to work with a good, and helpful realtor, it’s even more critical for first time home buyers. Keep in mind that as realtors we do this all of the time and a good realtor will make sure not to forget that you don’t do this all of the time. Information is everything!

Home Search

  • Where to search and how to find current listings
  • The home search. Choosing your home
  • The home search. Finding out how much you can afford
  • The pre-qualification process
  • Why it’s important to get preapproved
  • Why Buy a home instead of renting
  • How to Look for Foreclosures?
  • Mortgage musts
  • Considering a move? Steps to take
  • Homebuyer tips
  • Check Your Credit
  • 4 tips for home buyers in a buyer’s market (older article)

Escrow

  • Who pays for what in escrow
  • Closing cost definitions
  • Home appraisals
  • What is title insurance
  • Understanding closing costs
  • Common ways of taking title when buying a home (i.e. joint tennants, community property)
  • What is the Statement of Information form from the title company?
  • What Happens After Funding?

Lender and Loan

  • Understanding the loan process
  • Benefits of FHA Loans
  • The difference between getting pre-qualified and pre-approved
  • Down payments
  • What does your mortgage pay for: PITI
  • The loan process
  • Homeowners Insurance
  • What happens in escrow after a loan funds?
  • Pre-Qualified v. Pre-Approved
  • Understanding the Loan Process
  • Benefits of Getting Prequalified
  • Historical Interest Rates
  • Credit Rules
  • Lender and Loan Process
  • What goes into your monthly mortgage payment?  Understanding PITI
  • Loan Terms and Glossary
  • Types of Home Loans
  • Avoid Predatory Lenders – Warning Signs
  • What is Private Mortgage Insurance (PMI)?
  • Using a 401(K) to Purchase a Home
  • What happens after a loan funds?

Home Buyer and Home Seller Tips

Helpful information for buyers and sellers in the South Bay. Whether you are interested in the tax benefits of homeownership or curious to know how they score your credit…out tips and information will help keep you informed and make the process of buying or selling your South Bay home less stressful. Please contact us if you have any questions not addressed here.

Buyer and Seller Tips

  • See Home Buyer Tips and Info
  • First Time Buyer Questions
  • Closing Cost Definitions
  • What disclosures does the seller need to provide to the buyer?
  • What the Seller Must Disclose the Buyer
  • Real Estate Terminology
  • Who Pays for What in a South Bay Escrow
  • Termite inspection and Clearance
  • Why Get a Professional Home Inspection
  • Home Inspections and Repair Request Process

Selling Your Home in the South Bay

  • Home Seller Tips and FAQ
  • 16 Mistakes Sellers Make
  • Avoiding Capital Gains Tax
  • Disclosing Defects in Your Home
  • Marketing your home
  • Why Use a Realtor?
  • 1031 Exchanges – Deferring Capital Gains

Escrow

  • Completing the Statement of Information
  • The Life of an Escrow
  • South Bay Real Estate Escrow Process

Lender Tips and Mortgage Information

  • Why You Should Check Your Credit
  • Credit Rules – How do They Score?
  • Historical Interest Rates
  • The Lender and the Loan Process
  • What Happens to the Transaction After Funding
  • Explanations on Types of Loans

California Propositions and Tax Implications

  • Understanding Propositions 60 and 90
  • Capital Gains Updates
  • Exemptions and Exclusions
  • Understanding Propositions 58 and 193
  • Realty Tax Tips
  • Property Tax Calendar

Title

  • What Is Title Insurance
  • The Ins and Outs of Title Insurance
  • Reasons to Get Title Insurance
  • Completing a Statement of Information

Trust Sales and Probate Sales

  • Explanation of Trust Sales

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